Planning My State Retirement

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Planning for retirement today will help you meet your retirement goals for tomorrow. Whether your retirement is years away or just around the corner, it's never too early, or too late, to start planning and saving for your retirement.  

Are You Eligible to Retire from UB?

To be eligible for retirement from the University at Buffalo, New York State appointed employees must meet eligibility requirements for the New York State Health Insurance Program (NYSHIP) retiree health insurance. To qualify for NYSHIP retiree health insurance, you must meet all of the following criteria at the time of your separation:

  • You must have at least 10 years of cumulative service in a NYSHIP benefits-eligible appointment with a NYSHIP participating employer or agency (if you were last hired after April 1, 1975).
  • You must qualify for retirement as a member of a retirement system administered by New York State. If you are not a member of a publicly administered retirement system or you are enrolled in the SUNY Optional Retirement Program (ORP) you must:
    • Meet the age requirement for pension eligibility in the New York State and Local Retirement System retirement tier in effect when you last entered service - or -
    • Be qualified to receive Social Security Disability payments
  • You must be enrolled in a NYSHIP plan as an enrollee or dependent at the time of your retirement.

Review the NYSHIP Planning for Retirement Booklet for full information regarding qualification requirements.

Get An Overview

If you are contemplating whether or when you're going to retire, find out about retiring from UB. Get all the information you need to make important decisions. Find out what will fulfill your goals.

Review the Retirement Planning Checklist

The checklist below provides a concise checklist of steps and resources for retirement planning.

UB offers a monthly Planning for Retirement Information Session in addition to an on-demand online version (below). If you have attended or viewed the session and find you still have questions, please contact Human Resources regarding the information you are seeking. Questions can be answered via email or phone.

Watch Planning for Retirement On-Demand

View the information provided in our monthly Planning for Retirement Information Session in the on-demand video below.

Register for Planning for Retirement

Registration is offered through UB Edge for monthly Planning for Retirement Information Sessions.

Understand Retirement Costs, Income and Procedures

Complete all the actions items in retirement task list before starting your countdown to retirement. Learn about these costs and procedures before you make a final retirement decision.

Retirement Costs

Retirement Income

Filing For Retirement

Countdown to Retirement

About two to six months before your expected retirement date, when you have completed all the action items in Understanding Costs, Income and Procedures, begin the countdown to your retirement.

Contact an Expert

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    UB HR Benefits

    State Benefit Services

    Phone: 716-645-7777