International Students

All international students taking 1 or more credit hour (and their dependents) must carry health insurance coverage available through SUNY (or comparable coverage) for the duration of their academic registration at UB. These policies also apply to J-1 student interns, and are set by SUNY Administration.

This page is only for international students. If you are an international scholar, please visit the international scholar page.

Insurance Information: 2021-2022
Coverage Coverage Dates Deadline for Enrollment and Waivers Premiums
Fall Semester 8/15/21 - 1/14/22 10/13/21




Spring Semester and Summer 1/15/22 - 8/14/22 3/16/22 $1,142.83
Summer Only 5/15/22 - 8/14/22 Determined on a case-by-case basis $495.07
Monthly The 15th of each month to the 14th of the next month Determined on a case-by-case basis $164.69

Open enrollment is available until the deadline regardless of your coverage history. You can also enroll any time throughout the year with no gap in coverage from your previous plan if you have a life-changing event; please read this page carefully for more details. Please review the enrollment form and dependent enrollment form for more information, including off-cycle rates.

Automatic Enrollment and Billing

You will be required to purchase and keep the health insurance plan offered through UB annually unless you have an approved waiver on file by the deadline. An approved waiver provides proof of comparable coverage through another plan.

Qualifying students who do not have an approved waiver on file will be automatically enrolled in the program with coverage beginning August 15 (for fall enrollment) and January 15 (for spring enrollment).

Once an approved waiver is on file, students will receive a health insurance premium refund (deadlines apply). An additional amount will be billed by semester as necessary for evacuation/repatriation coverage.

Request a Waiver

If you have private health insurance that meets or exceeds the minimum requirements, you can request a waiver of the premium. Acceptable plans must be:

  • US-based
  • Affordable Care Act (ACA) Compliant
NYS Essential or Community Plans are NOT Accepted for an International Waiver

You will only be permitted a waiver of the cost of the SUNY health insurance if your policy matches or exceeds the policy available through SUNY, and is approved by Haylor, Freyer and Coon. In some cases, your policy must also match or exceed requirements from the U.S. Department of State (policies that meet SUNY requirements typically meet these requirements; the UHCSR plan available through SUNY far exceeds U.S. Department of State requirements).

Forms for International Students


None at this time.

Related UB Websites

Need Help?

For help understanding and navigating the health insurance process.

1 Capen
University at Buffalo
Buffalo, NY 14260-2100

Phone: (716) 645-3036

For domestic students; only for waiver requests or to enroll or terminate your coverage.

For questions about your plan (international students and scholars only)

UnitedHealthcare Student Resources

Inbound w/ SHC Policy #2020-203415-41
; OPT/J1 Policy #2020-203415-44
; Study Abroad Policy #2020-203415-43

Dependent Enrollment Forms and General Inquiries
2301 West Plano Parkways - Suite 300
Plano, TX 75075

Phone: (888) 714-6544

UnitedHealthcare Student Resources

Inbound w/ SHC Policy #2020-203415-41
; OPT/J1 Policy #2020-203415-44
; Study Abroad Policy #2020-203415-43

UnitedHealthcare Student Resources
P.O. Box 809025
Dallas, TX 75380-9025

Phone: (888) 714-6544