OPT (Optional Practical Training)

Health insurance coverage is available through SUNY (but not required) during your Optional Practical Training (OPT).

Open enrollment for the OPT and Scholar coverage for the 2022-2023 academic year will open July 20, 2022. 

Insurance Information: 2022-2023
Coverage Coverage Dates Deadline for Enrollment Premiums
Fall Semester 8/15/22 - 1/14/23 9/30/22

 

$1,372.92

Spring Semester and Summer 1/15/23 - 8/14/23 2/24/23 $1,902.36
Summer Only 5/15/23 - 8/14/23 Determined on a case-by-case basis $825.55
Monthly The 15th of each month to the 14th of the next month Determined on a case-by-case basis $272.94

Open enrollment is available until the deadline. If you do not enroll by the appropriate deadline, you will lose the ability to purchase this insurance. Please read this page carefully for more details. Please review the enrollment form and dependent enrollment form for more information, including off-cycle rates.

Enrollment

When an international student completes their program and will be on Optional Practical Training (OPT), they are eligible to extend the student policy by purchasing the OPT policy. The former student is required to have been enrolled into the SUNY student policy continuously in order for them to purchase the OPT policy. If a student was a TA, GA or RA, they would be required to purchase the last month of the student policy in order to be eligible for the OPT policy as they had the employee health insurance - not the SUNY student plan. 

Coverage for the OPT plan would begin either January 15 or August 15, determined by your graduation date. Up to 3 months of health insurance can be purchased before you must provide a copy of your Employee Authorization Document card (EAD). When purchasing the coverage, it must be continuous without any gap. If there is a gap and we are no longer able to sell the time period required, you will no longer be eligible to purchase the health insurance through our office.

No Gaps In Your Coverage Allowed

In order to enroll for coverage during your OPT (Optional Practical Training), you must have been enrolled in it for at least the last month of the student coverage. There can be no gaps in your coverage and no exceptions will be made for students who have gaps and, therefore, missed the chance to apply. In addition, you must provide a copy of your Employment Authorization Document (EAD card) once you receive it.

Forms

For Enrollees
For Dependents

Related UB Websites

Need Help?

For help understanding and navigating the health insurance process.

1 Capen
University at Buffalo
Buffalo, NY 14260-2100

Phone: (716) 645-3036

For questions about your plan

UnitedHealthcare Student Resources

Domestic Policy #2022-202767-1
; International Students Policy #2022-203-415-41
; OPT/J1 Policy #2022-203415-44
; Study Abroad Policy #2022-203415-43

Dependent Enrollment Forms and General Inquiries
P.O. Box 809025
Dallas, TX 75380-9025

Phone: (888) 714-6544

UnitedHealthcare Student Resources

Domestic Students Policy #2022-202767-1
; International Students Policy #2022-203-415-41
; OPT/J1 Policy #2022-203415-44
; Study Abroad Policy #2022-203415-43

Claims
UnitedHealthcare Student Resources
P.O. Box 809025
Dallas, TX 75380-9025

Phone: (888) 714-6544