OPT (Optional Practical Training)

Health insurance coverage is available through SUNY (but not required) during your Optional Practical Training (OPT).

Insurance Information: 2021-2022
Coverage Coverage Dates Deadline for Enrollment Premiums
Fall Semester 8/15/21 - 1/14/22 10/7/21



Spring Semester and Summer 1/15/22 - 8/14/22 3/10/22 $1,142.83
Summer Only 5/15/22 - 8/14/22 Determined on a case-by-case basis $495.07
Monthly The 15th of each month to the 14th of the next month Determined on a case-by-case basis $164.69

Open enrollment is available until the deadline. If you do not enroll by the appropriate deadline, you will lose the ability to purchase this insurance. Please read this page carefully for more details. Please review the enrollment form and dependent enrollment form for more information, including off-cycle rates.


If you have completed your program at UB and are on Post-Completion OPT, you may enroll in the SUNY health insurance plan, and continue purchasing the UnitedHealthcare Student Resources insurance for the duration of your OPT status. Deadlines apply. 

No Gaps In Your Coverage Allowed

In order to enroll for coverage during your OPT (Optional Practical Training), you must have been enrolled in it for at least the last month of the student coverage. There can be no gaps in your coverage and no exceptions will be made for students who have gaps and, therefore, missed the chance to apply. In addition, you must provide a copy of your Employment Authorization Document (EAD card) once you receive it.

Fulbright Students and Scholars

The health insurance plan provided by sponsoring agencies to Fulbright students and scholars studying at UB does not meet the SUNY requirement. Fulbright students and scholars will need to enroll in the SUNY health insurance plan, or request a waiver if they have comparable private insurance.


For Enrollees
For Dependents


None at this time.

None at this time.

Related UB Websites

Need Help?

For help understanding and navigating the health insurance process.

1 Capen
University at Buffalo
Buffalo, NY 14260-2100

Phone: (716) 645-3036

For questions about your plan (international students and scholars only)

UnitedHealthcare Student Resources

Inbound w/ SHC Policy #2020-203415-41
; OPT/J1 Policy #2020-203415-44
; Study Abroad Policy #2020-203415-43

Dependent Enrollment Forms and General Inquiries
2301 West Plano Parkways - Suite 300
Plano, TX 75075

Phone: (888) 714-6544

UnitedHealthcare Student Resources

Inbound w/ SHC Policy #2020-203415-41
; OPT/J1 Policy #2020-203415-44
; Study Abroad Policy #2020-203415-43

UnitedHealthcare Student Resources
P.O. Box 809025
Dallas, TX 75380-9025

Phone: (888) 714-6544