Most students and international scholars must carry health insurance coverage for the duration of their academic registration at UB.
You can enroll in health insurance plans through UB or SUNY, or request a waiver if you have a comparable plan. Enrollment in the UB student plans is automatic when the credit hour threshold is met. Insurance is also available for students, faculty and staff who are going abroad.
These policies are set by UB (for domestic students) and SUNY Administration (for international students).
Part-time domestic students do not need health insurance coverage, but may choose to enroll.
All international students and scholars are required to have health insurance coverage.
| International Students | International Scholars |
|---|---|
| Students are registered for classes (undergraduate or graduate), arrive at UB at the beginning of a semester, and leave at the end of a semester. This includes J-1 student interns. | Scholars are not registered for classes (they may be doing research or specialized training), and arrive and leave UB at any time, depending on their program. |
Students who study abroad, or who go abroad related to their studies at UB, must have health insurance coverage through the University.
Please consult the table below to learn more about health insurance requirements; enrollment and waiver forms; the cost of premiums; and options for covering your dependents.
* Part-time domestic students do not have an insurance requirement. Full-time registration could prompt health insurance billing. Always review your student account to monitor charges.
The waiver process for Fall 2023 is open as of Wednesday, May 24, 2023 and closes Friday, September, 29, 2023.
| Plan/Type | Rate (Premium) & Coverage Dates for Fall 2022 | Deadline | Coverage Action |
|---|---|---|---|
| Domestic Students - Full-Time | $2,903.00 8/1/23-7/31/24 | 9/29/23 | Enroll or Waive |
| * Domestic Students - Part-Time (coverage is optional ) | 9/29/23 | Enroll or Waive | |
| International Students | $1073.63 8/15/23-1/14/24 | 9/29/23 | Enroll or Waive |
| International Scholars | Deadlines depend on when you arrive in the U.S. J-1 international scholars have 30 days from arrival into the U.S. to enroll/waive the insurance | Enroll or Waive | |
| * OPT (Optional Practical Training) (coverage is optional) | At least 2 weeks before current policy expires | Enroll or Waive | |
| Students Going Abroad | At least 2 weeks before going abroad |
Deadlines listed apply to the health insurance waiver ONLY. If insurance premiums remain on your student account past the tuition due date, late fees will apply.
Health insurance coverage may be available for other groups. Please follow these links to learn more.
For help understanding and navigating the health insurance process.
Student Health Insurance Office
Student Life
1 Capen
University at Buffalo
Buffalo, NY 14260-2100
Phone: (716) 645-3036
