Health Insurance

Most students and international scholars must carry health insurance coverage for the duration of their academic registration at UB.

You can enroll in health insurance plans through UB or SUNY, or request a waiver if you have a comparable plan. If you are required to have health insurance, you must enroll or request a waiver each year. Insurance is also available for students, faculty and staff who are going abroad.

Who Is Required to Have Health Insurance?

These policies are set by UB (for domestic students) and SUNY Administration (for international students).

Full-Time Domestic Students

Health insurance coverage is required for full-time domestic students (undergraduate students taking at least 12 credit hours, and graduate students taking at least 9 credit hours).

Part-time domestic students do not need health insurance coverage, but may choose to enroll.

All International Students and Scholars

All international students and scholars are required to have health insurance coverage.

Am I a Student or Scholar?
International Students International Scholars
Students are registered for classes (undergraduate or graduate), arrive at UB at the beginning of a semester, and leave at the end of a semester. This includes J-1 student interns. Scholars are not registered for classes (they may be doing research or specialized training), and arrive and leave UB at any time, depending on their program.

Students Going Abroad

Students who study abroad, or who go abroad related to their studies at UB, must have health insurance coverage.

Health Insurance for Required Groups*

Please consult the table below to learn more about health insurance requirements; enrollment and waiver forms; the cost of premiums; and options for covering your dependents.

* Part-time domestic students and OPT participants do not have an insurance requirement, but are encouraged to consider plans available through UB and SUNY for their health care coverage.

Insurance Plans 2019-2020
Insurance Plan/Type Deadline Coverage Action
Domestic Students - Full-Time 10/9/19 Waive
Domestic Students - Part-Time (coverage is optional ) 10/9/19 Enroll
International Students 10/9/19 Enroll or Waive
International Scholars Deadlines depend on when you arrive in the U.S. J-1 international scholars have 30 days from arrival into the U.S. to enroll/waive the insurance Enroll or Waive
OPT (Optional Practical Training) (coverage is optional) 10/14/19 Enroll
Students Going Abroad At least 2 weeks before going abroad Enroll or Waive

Health Insurance for Others

Health insurance coverage may be available for other groups. Please follow these links to learn more.

Need Help?

For help understanding and navigating the health insurance process.

1 Capen
University at Buffalo
Buffalo, NY 14260-2100

Phone: (716) 645-3036; Fax: (716) 645-3948