Health Insurance

Most students and international scholars must carry health insurance coverage for the duration of their academic registration at UB.

You can enroll in health insurance plans through UB or SUNY, or request a waiver if you have a comparable plan. Enrollment in the UB student plans is automatic when the credit hour threshold is met. Insurance is also available for students, faculty and staff who are going abroad.

Health Insurance for Required Groups*

Please consult the table below to learn more about health insurance requirements; enrollment and waiver forms; the cost of premiums; and options for covering your dependents.

* Part-time domestic students do not have an insurance requirement. Full-time registration could prompt health insurance billing. Always review your student account to monitor charges. 

Changes to Health Insurance Requirement for Fall 2024

Effective Fall 2024, UB will discontinue the domestic health insurance plan offered by the university to our students. Additionally, we will no longer mandate health insurance for domestic students attending the University at Buffalo. Health-related  programs may require students to have health insurance. Please check with your academic program about specific health insurance requirements. Learn more about the change. 

Intercollegiate Athletes

All intercollegiate student athletes are required to have health insurance. Effective for Fall 2024, this mandate will be administered by the UB Department of Athletics. More details will be announced as they become available.

International Waiver Period is Now Open

The waiver process for international students will be open from 5/22/24 through 9/24/24.

Insurance Plans 2024-2025
Plan/Type Rate (Premium)  & Coverage Dates for Fall 2024 Deadline Coverage Action
Domestic Students Find an Insurance Plan    
International Students $1,066.77

Enroll or Waive
International Scholars   Deadlines depend on when you arrive in the U.S. J-1 international scholars have 30 days from arrival into the U.S. to enroll/waive the insurance  
OPT (Optional Practical Training) (coverage is optional)   At least 2 weeks before current policy expires
Students Going Abroad   At least 2 weeks before going abroad  

Deadlines listed apply to the health insurance waiver ONLY. If insurance premiums remain on your student account past the tuition due date, late fees will apply.

Health Insurance for Others

Health insurance coverage may be available for other groups. Please follow these links to learn more.

Need Help?

For help understanding and navigating the health insurance process.

1 Capen
University at Buffalo
Buffalo, NY 14260-2100

Phone: (716) 645-3036