All qualifying full-time domestic students must have UB-sponsored health insurance coverage (or comparable coverage) for the duration of their academic registration at UB. Part-time domestic students are not required to have health insurance, but may choose to enroll.
The waiver must be approved for the premium to be refunded from the student account. Waivers must be submitted annually.
| Coverage Dates | Deadline for Enrollment and Waivers | Premiums |
|---|---|---|
Full Year Plan 8/1/22-7/31/23 | Fall semester: 9/30/22 | Annual yearly single premium: $3,011 |
Spring Enrollment 1/1/23-7/31/23 | Spring 2023 semester: 2/24/23 | New Spring student single enrollment: $1,780 |
Open enrollment is available until the deadline regardless of your coverage history. You can also enroll any time throughout the year with no gap in coverage from your previous plan if you have a life-changing event; please read this page carefully for more details. Please review the enrollment form for dependent and off-cycle rates.
Part-time domestic students do not need health insurance coverage. However, you may choose to enroll if you meet the requirements.
You are eligible to enroll in the domestic student plan if you:
Students are insured through BlueCross BlueShield of Western New York — a national provider with many participating doctors.
For more details about the plan, including links to find a participating provider, information about your coverage, and ways to manage your account, please contact:
For specific questions about your domestic plan and including providers, benefits, coverage and claims.
257 West Genessee St
P.O. Box 80
Buffalo, NY 14240-0080
Phone: (800) 888-0757; Fax: (716) 887-2041
This insurance policy offers very limited coverage for dental and vision care in Buffalo. Please see your plan for more information.
Coverage for dependents is available but not required by UB. If you are a student with a spouse and/or child who needs coverage, please list them on your enrollment form. See the enrollment form for more information, including premium costs.
Please complete and submit the enrollment form to enroll in this plan.
Please see the chart on this page for deadlines. You can also apply anytime throughout the year (off-cycle) if you have a life-changing event that causes you to lose other health insurance coverage. Common events may include:
Your application must be submitted within 30 days of loss of coverage, and your student account will be billed accordingly (prorated or with the additional premiums).
Please see your plan for specific details.
To inquire about termination criteria, you may contact Haylor, Freyer and Coon, Inc. directly to discuss an Early Termination application.
Phone: 866-535-0456
Email: student@haylor.com
For help understanding and navigating the health insurance process.
Student Health Insurance Office
Student Life
1 Capen
University at Buffalo
Buffalo, NY 14260-2100
Phone: (716) 645-3036
Phone: 866-535-0456
Email: student@haylor.com
For specific questions about your domestic plan and including providers, benefits, coverage and claims.
257 West Genessee St
P.O. Box 80
Buffalo, NY 14240-0080
Phone: (800) 888-0757; Fax: (716) 887-2041
