Domestic Students

All qualifying full-time domestic students must have UB-sponsored health insurance coverage (or comparable coverage) for the duration of their academic registration at UB. Part-time domestic students are not required to have health insurance, but may choose to enroll.

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Insurance Information: 2019-2020
Coverage Dates Deadline for Enrollment and Waivers Premiums

Full Year Plan

8/22/19 - 8/21/20

Fall semester: 10/9/19
Annual yearly single premium: $2,270.00

Spring Enrollment

1/22/20 - 8/21/20

Spring 2020 semester: 3/11/20 New Spring student single enrollment: $1,345.00

Open enrollment is available until the deadline regardless of your coverage history. You can also enroll any time throughout the year with no gap in coverage from your previous plan if you have a life-changing event; please read this page carefully for more details. Please review the enrollment form for dependent and off-cycle rates.

Who Is Eligible for Coverage?

Part-time domestic students do not need health insurance coverage. However, you may choose to enroll if you meet the requirements.

You are eligible to enroll in the domestic student plan if you:

  • Do not have other medical coverage that is comparable to UB-sponsored insurance
  • Are taking a minimum of 6 credit hours or are matriculated into a program with 1 credit hour

About the Plan

Students are insured through BlueCross BlueShield of Western New York — a national provider with many participating doctors.

For more details about the plan, including links to find a participating provider, information about your coverage, and ways to manage your account, please contact:

For specific questions about your domestic plan and including providers, benefits, coverage and claims.

257 West Genessee St
P.O. Box 80
Buffalo, NY 14240-0080

Phone: (800) 888-0757; Fax: (716) 887-2041

This insurance policy offers very limited coverage for dental and vision care. Please see your plan for more information.

Coverage for Dependents

Coverage for dependents is available but not required by UB. If you are a student with a spouse and/or child who needs coverage, please list them on your enrollment form. See the enrollment form for more information, including premium costs.

How to Enroll

Please complete and submit the enrollment form to enroll in this plan.

Please see the chart on this page for deadlines. You can also apply anytime throughout the year (off-cycle) if you have a life-changing event that causes you to lose other health insurance coverage. Common events may include:

  • Losing or gaining coverage through other insurance (because of your age, a change in a parent’s job, or other circumstances)
  • Changes in your family (marriage, divorce, having a child, etc.)

Your application must be submitted within 30 days of loss of coverage, and your student account will be billed accordingly (prorated or with the additional premiums).

Please see your plan for specific details.

Terminating Your Coverage

If you receive a job or opportunity for private coverage that offers insurance, and you want to cancel your insurance through UB, you may contact Gallagher Student Health directly to request an Early Termination application.

For domestic students; only for waiver requests or to terminate your coverage.

500 Victory Road
Quincy, MA 02171

Phone: (877) 231-9757; Fax: (617) 479-0860

Need Help?

For help understanding and navigating the health insurance process.

1 Capen
University at Buffalo
Buffalo, NY 14260-2100

Phone: (716) 645-3036; Fax: (716) 645-3948

For domestic students; only for waiver requests or to terminate your coverage.

500 Victory Road
Quincy, MA 02171

Phone: (877) 231-9757; Fax: (617) 479-0860

For specific questions about your domestic plan and including providers, benefits, coverage and claims.

257 West Genessee St
P.O. Box 80
Buffalo, NY 14240-0080

Phone: (800) 888-0757; Fax: (716) 887-2041