An eligible individual will qualify for the Retirement Plan based on the criteria set forth in the Summary Plan Description (SPD).
Eligible participant's pre-tax contributions can be made immediately upon appointment to a position funded by UBF resources.
Eligible participant's employer contributions are made to a participant’s TIAA-CREF contract based on eligible earnings. The waiting period is waived if an individual has previous employer contributions in a TIAA-CREF account.
| 9% of salary | Up to $16,500 |
| 12% of salary | From $16,501 to annual salary |
See the IRS website for the current year contribution limits.
Please login to Benefit System and review the Summary Plan Description (SPD). If you do not have access to Benefit System, please contact the UBF benefits department.
Catch up contributions for the 403(b) plan can also be made by those who qualify. See the IRS website for the current year guidelines and limits.
You can enroll in the retirement plan or make changes to your retirement contribution amount by logging into your account at TIAA.org/ubfa. If you don’t have an online account, visit TIAA.org/ubfa and click Register for access.

Lisa Adamshick
Senior Manager, HR/Benefits
UB Foundation
Phone: 716-645-8726
Email: ladamshi@buffalo.edu