INFO FOR:
Suppliers

Serving all your human resources, business and financial needs

Graduate Student Employee Union

GSEU Benefits

Your employment-related benefits are negotiated by New York state and your bargaining unit. These are your benefits if both are true:

Your affiliation to UB is with the state
Your negotiating unit is 28

Not Your Union?

Return to My Benefits and the Employee Profile

Medical
Dental & Vision
Retirement
Education
Long-Term Care
Flex Spending

Start Your Medical Insurance Coverage On Time

> Choose a Date For Your Session

Medical Insurance Eligibility

The University at Buffalo offers you an exceptional medical insurance plan.

As part of your benefits package, you may be eligible for medical insurance. Listed below are eligibility criteria. If you are unsure if you meet this criteria, Human Resources is available to guide you.

Tracy Czarnecki

Health Benefits and Retirement Specialist

State Benefit Services

Phone: 716-645-4490

Email: tac39@buffalo.edu

Requirements

Appointment as a state-funded Teaching or Graduate Assistant
Appointment is at least one-half an assistantship
Minimum stipend of a total annual compensation of $4,122 or more
You are a domestic student, F1 or J1 visa holder

Return to top

Dependent Eligibility for Medical Insurance

You may be able to add dependent(s) to your medical insurance for family coverage. Listed below is the documentation that will be required to enroll your dependent(s). If you are unable to provide one of the required documents, contact Human Resources to discuss possible alternatives.

Eligible Dependents	Required Documentation to Enroll Dependent
Spouse	Marriage certificate Birth certificate Social Security card Proof of joint financial obligation (if married for more than one year)

Proof of Joint Financial Obligation

Multiple documents may be used for proof of joint financial obligation including a joint tax return, mortgage or lease agreement, bill or bank account. Financial information may be blacked out.

Eligible Dependents	Required Documents to Enroll Dependent
Domestic Partner	Birth certificate Social Security card Application For Dependent Enrollment Dependent tax affidavit
Dependent Children Under Age 26	Birth certificate Social Security card

Eligible Dependents

Required Documents to Enroll Dependent

Domestic Partner

Birth certificate
Social Security card
Application For Dependent Enrollment
Dependent tax affidavit

Dependent Children Under Age 26

Birth certificate
Social Security card

Open or Download Instructions For Enrolling Domestic Partners

Return to top

Student Medical Insurance Waiver

As a student, you may be required to carry medical insurance. The University at Buffalo offers health insurance to students who do not have required coverage through another source. The student insurance option is a separate option from the coverage offered to you as an employee and is not administered through Human Resources.

If you enroll in the Student Employee Health Plan (SEHP) plan, you do not need to carry the student health insurance. Human Resources will send a waiver to the Student Medical Insurance Office for the duration of the time that you are enrolled in the SEHP plan. The fee will be removed from your tuition bill once the waiver is complete.

If you do not enroll in the SEHP plan but have other insurance, you must complete a waiver directly with the Student Medical Insurance Office. You may otherwise be automatically enrolled in coverage and charged on your tuition bill.

F1 and J1 Visa Holders

If you enroll in the SEHP plan, you will be automatically enrolled in Medical Evacuation and Repatriation coverage through the Student Medical Insurance office as a rider to your plan. This is mandatory coverage and the cost will be added to your tuition bill.

Return to top

Medical Insurance Enrollment

New Employees

I Am a New Employee

Welcome to the University at Buffalo! Human Resources will send you an invitation to an upcoming benefit orientation upon review of your medical benefits eligibility. Your benefits eligibility is reviewed by Human Resources when your employment information is submitted by your department.

Enrollment in medical insurance is voluntary — you will not be automatically enrolled in a plan. You must attend an entire orientation session in order to enroll.

Newly eligible employees must enroll within 45 days of their appointment begin date. Coverage is effective as of your appointment begin date. If you do not attend a session and do not enroll within 42 days of your appointment begin date, you may be subject to a late enrollment period, which would delay your benefits.

Current Employees

My Other Medical Insurance Ended

Action	Required Forms	Required Documents	Deadline to Submit Paperwork	Coverage Effective Date
Enroll in Medical Insurance	GSEU Health Insurance Enrollment and Change (PS-404G)	Letter from prior coverage provider with termination date If enrolling dependents, see required documentation below	30 days from date of prior coverage termination	Date of prior coverage termination

Dependent Eligibility for Medical Insurance

Eligible Dependents	Required Documentation to Enroll Dependent
Spouse	Marriage certificate Birth certificate Social Security card Proof of joint financial obligation (if married for more than one year)

Proof of Joint Financial Obligation

Multiple documents may be used for proof of joint financial obligation including a joint tax return, mortgage or lease agreement, bill or bank account. Financial information may be blacked out.

Eligible Dependents	Required Documents to Enroll Dependent
Domestic Partner	Birth certificate Social Security card Application For Dependent Enrollment Dependent tax affidavit
Dependent Children Under Age 26	Birth certificate Social Security card

Eligible Dependents

Required Documents to Enroll Dependent

Domestic Partner

Birth certificate
Social Security card
Application For Dependent Enrollment
Dependent tax affidavit

Dependent Children Under Age 26

Birth certificate
Social Security card

Open or Download Instructions For Enrolling Domestic Partners

I Want to Enroll in Medical Insurance

If you would like to enroll in medical insurance and you have not lost prior coverage within the last 30 days, you can enroll but will be subject to a waiting period of 30 days from the time you submit all required paperwork and documentation for coverage to begin.

Deductions for medical insurance will be taken on an after-tax basis. A notice with instructions will be sent out at the end of each calendar year for you to switch to pre-tax deductions for the upcoming calendar year.

Action	Required Forms	Required Documents	Deadline to Submit Paperwork	Coverage Effective Date
Enroll in Medical Insurance	GSEU Health Insurance Enrollment and Change (PS-404G)	If enrolling dependents, see required documentation below	30 days from date of prior coverage termination	Date of prior coverage termination

Dependent Eligibility for Medical Insurance

Eligible Dependents	Required Documentation to Enroll Dependent
Spouse	Marriage certificate Birth certificate Social Security card Proof of joint financial obligation (if married for more than one year)

Proof of Joint Financial Obligation

Multiple documents may be used for proof of joint financial obligation including a joint tax return, mortgage or lease agreement, bill or bank account. Financial information may be blacked out.

Eligible Dependents	Required Documents to Enroll Dependent
Domestic Partner	Birth certificate Social Security card Application For Dependent Enrollment Dependent tax affidavit
Dependent Children Under Age 26	Birth certificate Social Security card

Eligible Dependents

Required Documents to Enroll Dependent

Domestic Partner

Birth certificate
Social Security card
Application For Dependent Enrollment
Dependent tax affidavit

Dependent Children Under Age 26

Birth certificate
Social Security card

Open or Download Instructions For Enrolling Domestic Partners

Reappointed Employees

I Am Currently Enrolled and Have Been Reappointed

If you are reappointed to your position and you are currently enrolled in the plan, your coverage will automatically be extended based on the dates of your reappointment received by Human Resources from your department. You will not need to attend an enrollment session or submit new enrollment forms.

I Am NOT Currently Enrolled and Have Been Reappointed

Human Resources will send you an invitation to an upcoming benefit orientation upon review of your medical benefits eligibility. Your benefits eligibility is reviewed by Human Resources when your employment information is submitted by your department.

Enrollment in medical insurance is voluntary — you will not be automatically enrolled in a plan. You must attend an entire orientation session in order to enroll.

Newly eligible employees must enroll within 42 days of their appointment begin date. Coverage is effective 42 calendar days from your appointment begin date. If you do not attend a session and do not enroll within 42 days of your appointment begin date, you may be subject to a late enrollment period, which would delay your benefits.

Enrollment Session Schedule

Return to top

Biweekly Cost

2017 Rates

Plan	Office Co-Pay	Bi-weekly Cost
Individual	Family
Empire Plan (PPO) Student Employee Health Plan (SEHP)	$10	$15.79	$95.27

Plan

Office Co-Pay

Bi-weekly Cost

Individual

Family

Empire Plan (PPO)

Student Employee Health Plan (SEHP)

$10

$15.79

$95.27

Learn More About the Plan

Return to top

Manage My Medical Insurance

Once enrolled, you may be able to make changes to your medical insurance. Choose your event from the life events listed below to find the actions to take.

All required forms and documentation must be received in Human Resources by the listed deadline in order for the change to be made. Submit all forms and documentation to:

Human Resources
120 Crofts Hall
North Campus

Tracy Czarnecki

Health Benefits and Retirement Specialist

State Benefit Services

Phone: 716-645-4490

Email: tac39@buffalo.edu

Adding Dependents

I Got Married

Action	Required Forms	Required Documents	Deadline to Submit Paperwork	Coverage Effective Date
Enroll my spouse	GSEU Health Insurance Enrollment and Change (PS-404G)	Marriage certificate Birth certificate Social Security card	30 days from date of marriage	Date of marriage

I Want to Add a Domestic Partner

Open or Download Instructions For Enrolling Domestic Partners

Action	Required Forms	Required Documents	Deadline to Submit Paperwork	Coverage Effective Date
Enroll my domestic partner	GSEU Health Insurance Enrollment and Change (PS-404G) NYSHIP Application for Enrolling Domestic Partners (PS-425.1) NYSHIP Dependent Tax Affidavit (PS-425.3)	Birth certificate Social Security card See Instructions	No deadline	Determined upon review

Action

Required Forms

Required Documents

Deadline to Submit Paperwork

Coverage Effective Date

Enroll my domestic partner

GSEU Health Insurance Enrollment and Change (PS-404G)

NYSHIP Application for Enrolling Domestic Partners (PS-425.1)

NYSHIP Dependent Tax Affidavit (PS-425.3)

Birth certificate
Social Security card
See Instructions

No deadline

Determined upon review

I Had a Child

Action	Required Forms	Required Documents	Deadline to Submit Paperwork	Coverage Effective Date
Enroll my child	GSEU Health Insurance Enrollment and Change (PS-404G)	Birth certificate Social Security card	30 days from date of birth	Date of birth

My Dependent Lost His or Her Coverage

Action	Required Forms	Required Documents	Deadline to Submit Paperwork	Coverage Effective Date
Enroll my spouse	GSEU Health Insurance Enrollment and Change (PS-404G)	Marriage certificate Social Security card Birth certificate Proof of joint financial obligation Letter from prior coverage provider with termination date	30 days from date of prior coverage termination	Date of prior coverage termination

Proof of Joint Financial Obligation

Multiple documents may be used for proof of joint financial obligation including a joint tax return, mortgage or lease agreement, bill or bank account. Financial information may be blacked out.

Action	Required Forms	Required Documentation	Deadline to Submit Paperwork	Coverage Effective Date
Enroll my child	GSEU Health Insurance Enrollment and Change (PS-404G)	Social Security card Birth certificate Letter from prior coverage provider with termination date	30 days from date of prior coverage termination	Date of prior coverage termination

Open or Download Instructions For Enrolling Domestic Partners

Action	Required Forms	Required Documentation	Deadline to Submit Paperwork	Coverage Effective Date
Enroll my domestic partner	GSEU Health Insurance Enrollment and Change (PS-404G) NYSHIP Application for Enrolling Domestic Partners (PS-425.1) NYSHIP Dependent Tax Affidavit (PS-425.3)	Birth certificate Social Security card See Instructions Letter from prior coverage provider with termination date	30 days from date of prior coverage termination	Date of prior coverage termination

Action

Required Forms

Required Documentation

Deadline to Submit Paperwork

Coverage Effective Date

Enroll my domestic partner

GSEU Health Insurance Enrollment and Change (PS-404G)

NYSHIP Application for Enrolling Domestic Partners (PS-425.1)

NYSHIP Dependent Tax Affidavit (PS-425.3)

Birth certificate
Social Security card
See Instructions
Letter from prior coverage provider with termination date

30 days from date of prior coverage termination

Date of prior coverage termination

My Dependent Arrived in the United States

Action	Required Forms	Required Documents	Deadline to Submit Paperwork	Coverage Effective Date
Enroll my spouse	GSEU Health Insurance Enrollment and Change (PS-404G)	Marriage certificate Social Security card Birth certificate Proof of joint financial obligation Copy of arriving plane ticket	30 days from date of arrival	Date of arrival

Proof of Joint Financial Obligation

Multiple documents may be used for proof of joint financial obligation including a joint tax return, mortgage or lease agreement, bill or bank account. Financial information may be blacked out.

Action	Required Forms	Required Documents	Deadline to Submit Paperwork	Coverage Effective Date
Enroll my child	GSEU Health Insurance Enrollment and Change (PS-404G)	Social Security ard Birth certificate Copy of arriving plane ticket	30 days from date of arrival	Date of arrival

Open or Download Instructions For Enrolling Domestic Partners

Action	Required Forms	Required Documents	Deadline to Submit Paperwork	Coverage Effective Date
Enroll my domestic partner	GSEU Health Insurance Enrollment and Change (PS-404G) NYSHIP Application for Enrolling Domestic Partners (PS-425.1) NYSHIP Dependent Tax Affidavit (PS-425.3)	Birth Certificate Social Security Card see Instructions Copy of arriving plane ticket	30 days from date of arrival	Date of arrival

Action

Required Forms

Required Documents

Deadline to Submit Paperwork

Coverage Effective Date

Enroll my domestic partner

GSEU Health Insurance Enrollment and Change (PS-404G)

NYSHIP Application for Enrolling Domestic Partners (PS-425.1)

NYSHIP Dependent Tax Affidavit (PS-425.3)

Birth Certificate
Social Security Card
see Instructions
Copy of arriving plane ticket

30 days from date of arrival

Date of arrival

Removing Dependents

I Want To Add a Dependent

I Am Changing from Individual to Family Coverage

If you want to change from individual to family coverage and one of the above events does not apply, you may still change but there will be a waiting period for benefits for your dependent. In addition, your deductions for health insurance will be after tax.

Action	Required Forms	Required Documents	Deadline to Submit Paperwork	Coverage Effective Date
Enroll my spouse	GSEU Health Insurance Enrollment and Change (PS-404G)	Marriage certificate Social Security card Birth certificate Proof of joint financial obligation	Prior to desired date of enrollment	30 days from date forms and documentation received
Enroll my child	GSEU Health Insurance Enrollment and Change (PS-404G)	Social Security card Birth certificate	Prior to desired date of enrollment	30 days from date forms and documentation received

Proof of Joint Financial Obligation

Multiple documents may be used for proof of joint financial obligation including a joint tax return, mortgage or lease agreement, bill or bank account. Financial information may be blacked out.

I Am Already Enrolled In Family Coverage

Action	Required Forms	Required Documents	Deadline to Submit Paperwork	Coverage Effective Date
Enroll my spouse	GSEU Health Insurance Enrollment and Change (PS-404G)	Marriage certificate Social Security car Birth certificate Proof of joint financial obligation	Prior to desired date of enrollment	Determined upon review
Enroll my child	GSEU Health Insurance Enrollment and Change (PS-404G)	Social Security card Birth certificate	Prior to desired date of enrollment	Determined upon review

I Got Legally Separated or Divorced

Action	Required Forms	Required Documents	Deadline to Submit Paperwork	Coverage Effective Date
Remove my spouse	GSEU Health Insurance Enrollment and Change (PS-404G)	Legal separation or divorce documentation	30 days from date of separation or divorce	Date of separation or divorce

My Dependent Enrolled in Other Coverage

Action	Required Forms	Required Documents	Deadline to Submit Paperwork	Coverage Effective Date
Remove my dependent(s)	GSEU Health Insurance Enrollment and Change (PS-404G)	Letter from new coverage provider stating effective date of coverage	30 days from new coverage effective date	Date new coverage begins

My Dependent Left the United States

Action	Required Forms	Required Documents	Deadline to Submit Paperwork	Coverage Effective Date
Remove my dependent(s)	GSEU Health Insurance Enrollment and Change (PS-404G)	Copy of arriving plane ticket(s)	30 days from arrival in new country	Date of arrival in new country

I Want to Remove My Domestic Partner

Action	Required Forms	Required Documents	Deadline to Submit Paperwork	Coverage Effective Date
Remove my domestic partner	GSEU Health Insurance Enrollment and Change (PS-404G) NYSHIP Termination of Domestic Partnership (PS-425.4)	None	No deadline	Determined upon review

Action

Required Forms

Required Documents

Deadline to Submit Paperwork

Coverage Effective Date

Remove my domestic partner

GSEU Health Insurance Enrollment and Change (PS-404G)

NYSHIP Termination of Domestic Partnership (PS-425.4)

None

No deadline

Determined upon review

I Want to Remove a Dependent

I Want to Change from Family to Individual Coverage

If you want to change from family to individual coverage and one of the above events does not apply, you cannot change your health insuranance.

I Will Maintain Family Coverage

Action	Required Forms	Required Documents	Deadline to Submit Paperwork	Coverage Effective Date
Remove my dependent	GSEU Health Insurance Enrollment and Change (PS-404G)	None	Prior to desired date of coverage termination	Determined upon review

Cancelling Coverage

I Enrolled in Other Coverage

Action	Required Forms	Required Documents	Deadline to Submit Paperwork	Coverage Termination Date
Cancel my enrollment	GSEU Health Insurance Enrollment and Change (PS-404G)	Letter from new coverage provider stating effective date of coverage	30 days from new coverage effective date	Date new coverage begins

I Am On a Leave Without Pay

Action	Required Forms	Required Documents	Deadline to Submit Paperwork	Coverage Termination Date
Cancel my enrollmen t	GSEU Health Insurance Enrollment and Change (PS-404G)	Documentation stating effective date of leave without pay	30 days from start date of leave	Date leave began

I Want to Cancel My Coverage

If you want to cancel your coverage and one of the above events does not apply, you cannot change your health insurance.

Return to top

Coverage Termination

Medical insurance coverage ends two full payperiods following your appointment end date.

The Department of Civil Service, Employee Benefits Division, will send information regarding COBRA to your home address after your coverage has terminated. COBRA is a federal law that allows the voluntary continuation of the same coverage at full cost.

Contact the Employee Benefits Division at 800-833-4344 with questions regarding COBRA continuation of coverage.

Monthly COBRA Cost

2016 Rates

Plan	Office Co-Pay	Monthly Cost
Individual	Family
Empire Plan (PPO) Student Employee Health Plan (SEHP)	$10	$255.95	$817.88

Plan

Office Co-Pay

Monthly Cost

Individual

Family

Empire Plan (PPO)

Student Employee Health Plan (SEHP)

$10

$255.95

$817.88

Return to top

Dental and Vision Coverage

Dental and vision coverage is provided in addition to your medical insurance. Benefits take effect as of your appointment begin date. The cost is included in your medical insurance biweekly deduction. You must enroll in medical, dental and vision benefits together.

Dental

Vision

New York State Overview

Davis Vision — Vision Plan Administrator

Retirement Plan Options

The University at Buffalo is proud to offer an excellent retirement plan option as a part of your benefits package. Human Resources is here to answer any questions you may have regarding your options.

Lissa Jasinowski

Retirement Administrator

State Benefit Services

Phone: (716) 645-4488

Email: lmt22@buffalo.edu

Employees' Retirement System (ERS) Tier VI

ERS is a defined benefit plan that provides a fixed, lifetime monthly income at retirement. Your benefit amount is calcuated based on age, years of service and final average salary.

Vesting is the service period required to become eligible for a benefit at retirement. ERS requires a 10-year full time service credit vesting period.

You will contribute to the pension for the duration of employment based on your salary.

Annual Salary	Employee Contribution
$45,000.00 or less	3.00%
$45,000.01 - $55,000.00	3.50%
$55,000.01 - $75,000.00	4.50%
$75,000.01 - $100,000.00	5.75%
$100,000.01 or more	6.00%

Learn More About ERS

How to Enroll

Full-time employees must enroll in a plan no later than 30 days from their appointment begin date. Enrolling past this deadline may affect retirement benefits. Part-time employees can enroll at any time.

Employees' Retirement System (ERS) Tier VI

Complete the ERS Membership Registration RS 5420 Form and have it notarized.
Submit the form to:

Human Resources
120 Crofts Hall
North Campus

Return to top

Manage My Retirement Plan

Become familiar with your retirement account and manage it personally.

NYS Employees' Retirement System (ERS)

Managing My Retirement Online

Retirement Online is a secure area where you can access and manage your personal retirement information.

Review Plan Benefits By My Tier Number

Download Plan Brochure For My Tier

For ERS Tier 1 Members

For ERS Tier 2 Members

For ERS Tiers 3 and 4 Members

For ERS Tier 5 Members

For ERS Tier 6 Members

Updating My Personal Information For ERS

Download ERS Member Form

Change Member Name

Changing or Updating My ERS Membership

Reinstatement to Tier 3, 4 or 5

Contact ERS at 866-805-0990 or write to:

Tier Reinstatement Unit
110 State Street
Albany, NY 12244.

Applying For Prior Service Credit

Applying For a Loan

Read About Important ERS Loan Information

Download a Loan Application

For Tier 3, 4, 5 and 6 Members

For Tier 1 and 2 Members

Changing My Contributions

You cannot change your contributions per plan guidelines. For more information, refer to your plan benefits.

If you are interested in additional retirement savings, you can establish a separate voluntary retirement savings plan (link to voluntary retirement plans information) account.

Return to top

Voluntary Retirement Savings

In addition to your retirement plan, you have the opportunity to save extra money for retirement through voluntary retirement plan options. You can establish your voluntary plan at any time and can change your contributions to adjust your needs. There are no employer contributions for voluntary retirement plans.

Tracy Czarnecki

Health Benefits and Retirement Specialist

State Benefit Services

Phone: 716-645-4490

Email: tac39@buffalo.edu

Contribution Limits Based on 2017 Tax Year

Plan	Maximum Deferral Age 49 and Under	Maximum Deferral Age 50 and over
403(b) Supplemental Retirement Annuity	$18,000	$24,000
457(b) New York State Deferred Compensation	$18,000	$24,000
Total Limit for Plan Year	$36,000	$48,000

Plan

Maximum Deferral

Age 49 and Under

Maximum Deferral

Age 50 and over

403(b) Supplemental Retirement Annuity

$18,000

$24,000

457(b) New York State Deferred Compensation

$18,000

$24,000

Total Limit for Plan Year

$36,000

$48,000

Learn More About Voluntary Savings Plans

Calculate Your Net Take Home Pay After Deductions

Voluntary Plan Options

You may choose to enroll in one or both plan options available. Making contributions to one plan does not affect the other plan.

403(b) Supplemental Retirement Annuity

Contribute a flat dollar amount pre-tax each paycheck. There is no penalty for withdrawals from your account if you have separated from state service at age 55 or older or if you are still working and are 59 1/2 or older.

This plan is set up under Section 403(b) of the Internal Revenue Code. If, through another employer, you contribute to a 403(b) or 401(k) plan, annual contribution limitations apply to all contributions combined. Contributions to a 457(b) plan do not affect contributions to this program.

457(b) New York State Deferred Compensation Plan

Contribute a percentage of each paycheck pre or after-tax. Once separated from state service, there is no penalty for withdrawals from your account, regardless of age.

Learn More About Deferred Compensation Plans

Enrolling and Managing Your Voluntary Account

403(b) Supplemental Retirement Annuity

How to Enroll

Set up your account with one of the below listed approved vendor representatives

2. Complete a RetirementSavings Plan Payroll Form ( 403b)

How to Manage Your Account

To change or stop your deduction

2. Complete a RetirementSavings Plan Payroll Form ( 403b)

Manage your investments directly with your plan vendor.
To withdraw funds or take a loan, contact your plan vendor.

Approved Vendor	Vendor Representative
Fidelity 800-343-0860	Brent Peterson, CRPC 716-364-6795 Brent.Peterson@fmr.com
TIAA-CREF 866-842-2054 Schedule an Appointment	Anne Anderson, CHFC, CLU, CRPC 716-862-5921 aanderson@tiaa-cref.org
Richard Brewer 716-862-5907 rbrewer@tiaa-cref.org
Thomas Domin, CFP 716-862-5913 tdomin@tiaa-cref.org
VALIC 800-428-2542	Jeffrey Otterstein 716-908-1517 jeffrey.otterstein@valic.com
VOYA 800-438-1272	George Dougherty 716-626-3928 George.Dougherty@voyafa.com
Glenn Shaikun 716-633-2326 Finaned@financialeducationresources.com
Gary Witten, CFP 716-626-3926 Gary@TeamIFS.com

Approved Vendor

Vendor Representative

Fidelity

800-343-0860

Brent Peterson, CRPC

716-364-6795

Brent.Peterson@fmr.com

TIAA-CREF

866-842-2054

Schedule an Appointment

Anne Anderson, CHFC, CLU, CRPC

716-862-5921

aanderson@tiaa-cref.org

Richard Brewer

716-862-5907

rbrewer@tiaa-cref.org

Thomas Domin, CFP

716-862-5913

tdomin@tiaa-cref.org

VALIC

800-428-2542

Jeffrey Otterstein

716-908-1517

jeffrey.otterstein@valic.com

VOYA

800-438-1272

George Dougherty

716-626-3928

George.Dougherty@voyafa.com

Glenn Shaikun

716-633-2326

Finaned@financialeducationresources.com

Gary Witten, CFP

716-626-3926

Gary@TeamIFS.com

457(b) New York State Deferred Compensation Plan

Accounts are set up and managed directly through NYS Deferred Compensation.
Human Resources is unable to change your deductions.
To withdraw funds or take a loan, contact NYS Deferred Compensation.

Enroll In a Deferred Compensation Plan

Manage My Account or Deductions

Getting Forms and Support

Return to top

Voluntary Retirement Savings

Tracy Czarnecki

Health Benefits and Retirement Specialist

State Benefit Services

Phone: 716-645-4490

Email: tac39@buffalo.edu

Contribution Limits Based on 2017 Tax Year

Plan	Maximum Deferral Age 49 and Under	Maximum Deferral Age 50 and over
403(b) Supplemental Retirement Annuity	$18,000	$24,000
457(b) New York State Deferred Compensation	$18,000	$24,000
Total Limit for Plan Year	$36,000	$48,000

Plan

Maximum Deferral

Age 49 and Under

Maximum Deferral

Age 50 and over

403(b) Supplemental Retirement Annuity

$18,000

$24,000

457(b) New York State Deferred Compensation

$18,000

$24,000

Total Limit for Plan Year

$36,000

$48,000

Learn More About Voluntary Savings Plans

Calculate Your Net Take Home Pay After Deductions

Voluntary Plan Options

You may choose to enroll in one or both plan options available. Making contributions to one plan does not affect the other plan.

403(b) Supplemental Retirement Annuity

457(b) New York State Deferred Compensation Plan

Contribute a percentage of each paycheck pre or after-tax. Once separated from state service, there is no penalty for withdrawals from your account, regardless of age.

Learn More About Deferred Compensation Plans

Enrolling and Managing Your Voluntary Account

403(b) Supplemental Retirement Annuity

How to Enroll

Set up your account with one of the below listed approved vendor representatives

2. Complete a RetirementSavings Plan Payroll Form ( 403b)

How to Manage Your Account

To change or stop your deduction

2. Complete a RetirementSavings Plan Payroll Form ( 403b)

Manage your investments directly with your plan vendor.
To withdraw funds or take a loan, contact your plan vendor.

Approved Vendor	Vendor Representative
Fidelity 800-343-0860	Brent Peterson, CRPC 716-364-6795 Brent.Peterson@fmr.com
TIAA-CREF 866-842-2054 Schedule an Appointment	Anne Anderson, CHFC, CLU, CRPC 716-862-5921 aanderson@tiaa-cref.org
Richard Brewer 716-862-5907 rbrewer@tiaa-cref.org
Thomas Domin, CFP 716-862-5913 tdomin@tiaa-cref.org
VALIC 800-428-2542	Jeffrey Otterstein 716-908-1517 jeffrey.otterstein@valic.com
VOYA 800-438-1272	George Dougherty 716-626-3928 George.Dougherty@voyafa.com
Glenn Shaikun 716-633-2326 Finaned@financialeducationresources.com
Gary Witten, CFP 716-626-3926 Gary@TeamIFS.com

Approved Vendor

Vendor Representative

Fidelity

800-343-0860

Brent Peterson, CRPC

716-364-6795

Brent.Peterson@fmr.com

TIAA-CREF

866-842-2054

Schedule an Appointment

Anne Anderson, CHFC, CLU, CRPC

716-862-5921

aanderson@tiaa-cref.org

Richard Brewer

716-862-5907

rbrewer@tiaa-cref.org

Thomas Domin, CFP

716-862-5913

tdomin@tiaa-cref.org

VALIC

800-428-2542

Jeffrey Otterstein

716-908-1517

jeffrey.otterstein@valic.com

VOYA

800-438-1272

George Dougherty

716-626-3928

George.Dougherty@voyafa.com

Glenn Shaikun

716-633-2326

Finaned@financialeducationresources.com

Gary Witten, CFP

716-626-3926

Gary@TeamIFS.com

457(b) New York State Deferred Compensation Plan

Accounts are set up and managed directly through NYS Deferred Compensation.
Human Resources is unable to change your deductions.
To withdraw funds or take a loan, contact NYS Deferred Compensation.

Enroll In a Deferred Compensation Plan

Manage My Account or Deductions

Getting Forms and Support

Return to top

New York State 529 College Savings Program

This Program allows participants to save money for their selected beneficiary's qualifying higher education expenses at any eligible post-secondary school in the United States and abroad.

Learn More About the 529 College Savings Program

Long-Term Care Insurance

The New York State Public Employee and Retiree Long Term Care Insurance Plan (NYPERL) is made available by the New York State Department of Civil Service to New York State employees, retired employees and their eligible family members.

Waiting For Contract Renewal Information

No service provider for long-term care insurance is available at this time.

Flex Spending Account

The Flex Spending Account (FSA) is a negotiated benefit for State employees. There are two parts to the FSA - the Dependent Care Advantage Account and the Health Care Spending Account. Both are types accounts give you a way to pay for your dependent care or health care expenses with pre-tax dollars.

Enrollment in the FSA is voluntary. If you are a new employee, you must enroll within 60 days of your appointment begin date.

GSEU-represented employees are eligible only for the Dependent Care Advantage (DCA) portion of FSA.

Read about the DCA account.