Comparison of Microsoft Copilot Premium, Copilot Chat and Copilot Website

Several of Microsoft's AI products share the Copilot branding, but offer different features, security, availability and cost. 

Comparison

Feature Copilot Website Copilot Chat Copilot Premium
Availability & access
Availability Anyone Most at UB

Included with UB’s MS365 license.

!Pilot / extra license

In pilot phase at UB with limited customers; Additional license purchase required.

How to access Web

Copilot site

Web

MS365 portal

In-app + portal

MS365 portal
Any MS365 app sidebar

Appropriate for academic or work tasks ×No Yes

With @buffalo.edu login.

Yes

Use Work tab

MS365 integration
Access from within any MS365 app ×No ×No

The Copilot chat window resides in side panels on M365 apps but is not integrated into the apps.

Yes
Can access your MS365 email, Teams and Calendars (Microsoft Graph) data* ×No ×No Yes

Automatically connects to 365 data, email, calendars, OneDrive and SharePoint.

Data & safety
Used to train AI data models ×Yes No

With @buffalo.edu login.

No
Analyze uploaded files ×No Yes Yes
Answer questions using public and web-grounded (pulled live from the Internet)content ×No Yes Yes
Enterprise data protection ×No Yes

With @buffalo.edu login.

Yes
Should be used with UB Restricted Data ×No ×No ×No
Advanced features
Can use your Box data ×No ×No ×No
Create Copilot Agents ×No Yes

Limited to basic, non-persistent, on-demand agents.

Yes

Full access to advanced agents with higher performance and better reasoning.

Task Automation ×No ×No Yes
Document summarization and generation ×No Yes

Word, Excel, PowerPoint: Copilot Chat can use your open file. OneNote: Copilot Chat can use your open note page. Outlook: Copilot Chat can use your full inbox, calendar, meetings, and other enterprise data.

Yes

Summarize documents and emails directly in app.

Data analysis and visualization (Excel) ×No Yes

Only for the open document, limited.

Yes

Analyze data, generate charts, create pivot tables, and provide insights based on trends and patterns in the data.

Email management (Outlook) ×No Yes

Limited to current open email thread.

Yes

Summaries of unread messages, organization, drafting, follow‑ups.

Presentation creation (PowerPoint) ×No Yes

Used for image creation, can recall active document chats and copy/paste into open document.

Yes

Full slide creation, bullet generation, and narrative building.

Meeting summaries and notes from Microsoft Teams ×No Yes

Basic interaction only.

Yes

Can transcribe meetings, summarize discussions, highlight key points, and suggest action items. A Teams Premium license is needed for some features.

* Perormance may vary on mobile platforms