FAFSA Code: 002837 | TAP Code: 1010
Summer Session
Summer Session
Students who wish to be considered for summer financial aid must complete the Summer Aid Application. The application will allow you to specify if you would like to use federal or state grants, federal direct loans or both.
The Summer Aid Application can be found on the Helpful Resources page located in the Financial Aid/Scholarships tile on your HUB homepage. Please complete your summer registration prior to submitting the application to ensure your full eligibility is considered.
Initial financial aid packages will be based on an assumed enrollment of 12 credit hours (full-time). Your final eligibility will be evaluated prior to disbursement. If you are enrolled in less than 12 credit hours, your aid will be adjusted to reflect your actual eligibility.
Utilizing Federal Direct Loans during the summer term will reduce the amount offered for the fall/spring terms. Annual eligibility limits apply to the academic year.
Summer Financial Aid Deadlines:
- Last day to complete the Summer Aid Application: Aug. 7, 2026
- Last day to accept summer Direct Loans: Aug. 11, 2026
| Step | What You Need To Do | Instructions |
|---|---|---|
| 1 | Complete the 2026-2027 Free Application for Federal Student Aid (FAFSA) | You must be registered for at least six (6) credit hours for Federal Direct Loans and the NY State TAP Grant. If you drop below six (6) credit hours, you will not be eligible for Federal Direct Loans or the TAP Grant. |
| 2 | Confirm that you are a matriculated University at Buffalo student for the summer term. | A matriculated student is a student who has applied and been officially accepted to the university through an undergraduate or graduate admissions process and is eligible to pursue a degree-granting program. |
| 3 | Meet all Satisfactory Academic Progress (SAP) standards to qualify for federal financial aid. | After every payment period/term, a review of a student’s progress is conducted to determine if SAP standards were met. A student’s failure to meet SAP standards may result in the loss of federal financial aid eligibility. |
| 4 | Be compliant with the Return of Title IV regulations in order to maintain summer federal financial aid eligibility. |
|
| 5 | Register for summer classes and then complete the Summer Aid Application available via HUB Student Center. | Log into MyUB and select the Financial Aid/Scholarships tile. Open the Helpful Resources page listed in the navigation bar on the left side of the page and click on the Summer Aid Application link. You can only submit an electronic application once. |
| 6 | Submit all requested documents to our office. | If additional information is needed to complete your application, we will add items to your HUB To-Do List. Your financial aid will not be disbursed to your student account until all documents have been processed. |
Types of Summer Financial Aid
- Federal Pell Grant: Your initial package will reflect a Pell amount based on assumed full-time (12 credit hours) enrollment. The amount will be adjusted to reflect your eligibility based on your actual summer enrollment after the Summer Census date
- Federal Direct Loan (Subsidized and Unsubsidized): If you receive Federal Direct Loans during the summer term, it will decrease the amount available during the subsequent fall/spring semesters. Federal Regulations allow an annual 12-month maximum loan limit depending on your year in college.
- Federal Direct Parent PLUS Loan: Parent borrowers must also complete the Parent PLUS Loan application on Studentaid.gov and pass a basic credit check to be eligible. Select the summer disbursement term for a summer loan (May-August).
- To request a loan to be applied to the summer term, enter 5/26/2026 – 8/14/2026 as the loan period.
- Federal Direct PLUS Loan for Graduate Students: Professional students must complete the Graduate PLUS Loan application on Studentaid.gov and pass a basic credit check to be eligible. Please note that Federal Graduate PLUS Loans will not be available to new borrowers after July 1, 2026. Please visit our One Big Beautiful Act (OBBBA) webpage for more information regarding eligibility for a Graduate PLUS Loan.
- To request a loan to be applied to the summer term, enter 5/26/2026 – 8/14/2026 as the loan period.
- New York State TAP Grant: We do not recommend that you use TAP for the summer term as it will reduce the amount of your final TAP payment. Please remember that students are eligible for TAP payments for a total of eight (8) semesters (10 semesters for EOP students).
- TAP is only available to undergraduate New York State residents and can only be requested for the summer if you have earned at least 24 credits at the University at Buffalo and were enrolled full-time (12 credit hours) in the previous spring semester.
- NOTE: If you are eligible for a full-time summer TAP payment, you will receive it in October of the current calendar year, and your spring TAP payment will be deferred until October of the following calendar year. If you are eligible for a part-time summer TAP payment, it will be deferred until October of the following calendar year.
- Private/Alternative Loan: You may select any lender of your choice. Please allow up to 3 weeks for processing. Specify UB’s school and branch code of 002837- 00 on your application.
- To request a loan to be applied to the summer term, enter 5/26/2026 – 8/14/2026 as the loan period.
Refunding Your Financial Aid
Disbursement of summer funds will be based on your summer enrollment. Federal Direct Loans will begin disbursing after the first day of classes if you are enrolled for a minimum of six credits. The Federal Pell grant will be disbursed after the summer census date for ALL summer sessions.
Refer to the Student Accounts Office refund schedule for more information regarding refund timing and direct deposit options.