Accepting Aid and
Maintaining Eligibility

Understanding how to manage your financial aid is key to staying on track academically and financially. This page will guide you through accepting your aid, maintaining eligibility and making smart decisions about borrowing and budgeting.

Once you receive your financial aid offer:

• Log in to HUB Student Center to view and accept your awards.
• Accept or decline each type of aid.
• Follow any additional steps for specific awards.

To keep your financial aid, you must:

• Maintain Satisfactory Academic Progress (SAP). This includes meeting GPA and credit completion requirements.
• Enroll in the required number of credit hours.
• Submit the FAFSA each year to ensure continued eligibility for need-based aid.

Merit scholarships come with important conditions—like accepting your award by the deadline, maintaining full-time enrollment, and meeting GPA requirements. Review the full eligibility details to make sure you stay in good standing.

Financial aid can help cover your costs—but it’s important to borrow only what you need.

• Review your Cost of Attendance (COA) to understand your estimated expenses.
• Use UB’s budgeting tools to plan for tuition, housing, books and personal costs.
• Consider federal loans first before exploring private loan options.

Let the Financial Aid Office know if:

• Your enrollment status changes (e.g., dropping below full-time).
• You receive outside scholarships or funding.
• Your contact information changes.

These updates may affect your aid package.