Payment Plan

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The University at Buffalo partners with Nelnet Campus Commerce to administer payment plans. Depending on when you enroll in the payment plan, you may have up to five installments.

Setting Up a Payment Plan [2:21]

Plan Highlights

The payment plan is available for both the fall and spring terms. If you would like to enroll for either spring or fall, you must enroll at the beginning of each term. Please note that you will not be automatically enrolled for the following semester. The payment plan is not a loan program and the service is provided interest-free.

Highlights:

  • Students who enroll in the payment plan will be flagged in HUB as a plan participant.
  • Students are only eligible to enroll into one payment plan per term. Discuss your payment options with anyone remitting payments on your behalf.
  • If you are a payment plan participant, you will NOT receive an eBilling statement notification or an eBill from the university.
  • Your payment due dates, as determined by QuikPay/Nelnet, will be the 15th of the month (or the next business day if the 15th falls on a weekend).
  • If the 15th falls on a federal holiday, payment processing will still occur. Please refer to your contract for your specific payment schedule.
  • Your payment plan monthly installment will be automatically deducted from the account that you designated at the time of enrollment. You DO NOT need to log in to make a payment on your account.  Note:  A U.S. credit or debit card or a U.S. checking or savings account are the only forms of payment that can be used for payment plan installments.
  • If your payment plan installment fails on the 15th, we will reattempt to take your payment within 10 days.  You will be notified when this happens.

Payment Plan Enrollment

Completing the Budget Worksheet

Enrollment Dates

Fall 2026 Enrollment Dates
Installment Payment Plan First Day to Enroll Last Day to Enroll Payment Plan Due Dates
Five (5) installments July 15 August 14

8/17

9/15

10/15

11/16

12/15
Four (4) installments August 15 September 14

9/15

10/15

11/16

12/15
Three (3) installments September 15 September 25*

10/15

11/16

12/15

*On the last day of enrollment, if assistance is needed from University at Buffalo staff, you will need to contact us before 4:00 PM.

Terms and Conditions

  • The $45.00 enrollment fee per term is non-refundable and is charged at time of enrollment.
  • Returned Payment Fee: If a payment is returned, you will be notified and a returned payment fee will be automatically processed from the account provided. If the fee is returned, it may be reattempted up to two more times. Fees are subject to change.
Enroll Before the Due Date

If you have received an eBill and enroll in a payment plan AFTER the due date of the eBill, you are subject to a late fee.

Payment Plan Rebalancing Dates

Be sure to check your account frequently to see if your payment plan requires rebalancing. Rebalancing is needed if your original payment plan balance changes for any reason, such as additional financial aid or additional charges. You, as the plan owner, will be able to initiate rebalancing by visiting the payment plan option in QuikPAY.  

We will rebalance your payment plan daily if there has been a decrease in your account balance.

Fall 2026 Payment Plan Rebalancing Dates
Date Rebalancing Action*
August 5, 2026 Any student whose actual balance in HUB has increased since first enrolling will have their Payment Plan adjusted on this date.
September 4, 2026 Any student whose actual balance in HUB has increased since August 5 will have their Payment Plan adjusted on this date.
October 5, 2026 Any student whose actual balance in HUB has increased  since September 4 will have their Payment Plan adjusted on this date.
November 5, 2026 Any student whose actual balance in HUB has increased since October 5 will have their Payment Plan adjusted on this date.
December 4, 2026 Any student whose actual balance in HUB has increased since November 5 will have their Payment Plan adjusted on this date.

*Plan owners will be able to increase their payment plan balance if needed at any time.  Dates shown are when we will increase payment plan balances.

You will receive an email when this adjustment has been made. Please log in to view your payment plan and the amount of your upcoming payments, as they may have changed.

Rebalancing Options

Change Payment Method

Once you've enrolled in a payment plan, you may need to update an existing payment method that is currently associated with your payment plan or add a new payment method.

Permission for Authorized Payers to Manage Payment Plans

If the student is the payment plan owner, they will have the ability to add one or more authorized payers to receive notifications and/or details about their payment plan.  A student must grant the authorized payer permission to manage the payment plan.