Funding Your Education

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As a public school in the SUNY system, the University at Buffalo has a worldwide reputation for excellence, but costs much less than private schools. Combine those accolades with the low cost of living in a Western New York and funding opportunities, and your return on investment will prove hard to beat. Learn how to make your UB degree even more affordable.

Free Application for Federal Student Aid (FAFSA)

Students seeking financial aid to assist with educational costs should complete the Free Application for Federal Student Aid (FAFSA) annually. The FAFSA asks for general identification and income information to determine your eligibility for all financial aid programs sponsored by the federal government. You should use UB’s Federal School Code (SUNY at Buffalo—002837) on your FAFSA.

The FAFSA is available beginning on Oct. 1 for the following academic year. Submitting your FAFSA early increases your chances of being considered before funds run out.

Grants for Graduate Students

Grant money is generally awarded based on financial eligibility and also on meeting certain criteria such as degrees being sought or jobs pursued. Unlike loans, grants do not have to be repaid unless you are awarded funds incorrectly or you withdraw from school. Grant monies can come from many sources such as the federal and state government. UB graduate students may be eligible for the following grants:

  • Economically Disadvantaged First Professional Study Program.
  • Federal TEACH Grant.
  • Graduate Opportunity Program (GOP).


To help you meet the expenses of a graduate education, there are loan programs available. A loan is money that you borrow which must be repaid, often with interest. There are several kinds of loans available to graduate students, including:

  • Federal direct subsidized and unsubsidized loans.
  • Federal direct PLUS loans.
  • Health professions loans.
  • Nursing loans.
  • Alternative/private loans.

Additional Resources