The RF provides you Basic Life Insurance coverage and a matching Accidental Death & Dismemberment (AD&D) benefit. The Basic Life coverage amount for all eligible employees is $50,000. The RF pays the full cost of coverage which begins six months after your date of hire or eligibility date. Once you are eligible, enrollment in Basic Life is automatic. The Life Insurance and Accidental Death & Dismemberment benefits provided by the RF are through Securian Life Insurance Company.

The RF offers you the option to purchase additional life insurance and accidental death and dismemberment insurance equal to one, two, three, four, five, six, or seven times your annual salary, rounded to the next higher $1,000, up to $300,000. This coverage is purchased from Securian Life. You pay the full cost of coverage, which begins six months after your hire date or eligibility date. The cost of Optional Life insurance depends on the option chosen and the salary and age of the insured. If you delay enrollment beyond 60 days of your eligibility date, you will be required to complete an Evidence of Insurability Form and have it approved by the insurance company.

You also have the option to purchase life insurance for your spouse/domestic partner and your dependent children. You pay the full cost of coverage which becomes effective six months after your hire date. The total amount of dependent life insurance purchased cannot exceed the coverage amount you have for yourself.

Coverage amounts available for your spouse/domestic partner are $10,000, $20,000, $40,000, $60,000, $80,000, or $100,000 

Coverage amounts for dependent children are $2,000, $4,000, $6,000, $8,000, or $10,000. One premium provides coverage for any number of eligible dependent children.