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Program eligibility requirements for UB employees

To qualify for the Home Loan Guaranty Program, the employee must:

• Hold an appointment half-time (50 percent) or greater, or hold an adjunct/part-time faculty position with a term appointment with one of the following organizations:
  • University at Buffalo
  • Research Foundation of State University of New York, Inc. (RF)
  • UB Foundation Services, Inc. (UBFS)
  • UB Foundation Activities, Inc. (UBFA)
• Be a United States citizen or permanent resident alien
• Be 21 years of age or older

Employees in the following employment status are not eligible:

• Adjunct instructors/part-time faculty with a temporary appointment
• Faculty and staff in a temporary appointment
• Employees in probationary status
• Graduate, teaching, and research assistants
• Student assistants
• Students

To qualify for participation in the program, the employee must certify in writing that he or she will occupy the property as a principal residence. If the employee purchases a two-family house, one unit must be owner-occupied by the employee; the second unit may be rented. For purposes of the program, a participating employee's principal residence is the home address entered on his or her New York State income tax filing, voter registration, driver's license, and vehicle registration.